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Auto Rates
Buying a new car can be fast, convenient,and...EASY.

PeopleFirst.com, the nation’s largest online vehicle lender, can provide you with hassle-free auto financing with rates typically 1-2 percentage points lower than the national bank average. Simply fill out the quick and easy online application and get a response within 15 minutes during business hours. If approved, you can start shopping for your new car as soon as tomorrow. Apply Online Today!


PeopleFirst.com is the nation's largest online originator and servicer of Blank Check® vehicle loans. Our company was founded in 1995 to address the needs of individuals who were usually poorly serviced and often overcharged with traditional vehicle financing.

PeopleFirst vehicle loans are available to individuals who have an excellent and substantial credit record. For other credit needs, we offer a Custom Finance Program . All loans are subject to credit approval by PeopleFirst.com. For current rates and terms, click here .

About Our Loans
Apply for a loan online by completing the short application. With PeopleFirst, there are no restrictions on the vehicle you purchase, so just specify your desired loan amount. You should apply for a loan amount that you believe will be sufficient to cover your vehicle purchase.

Our Approval Process
Your loan application will be reviewed and you should receive a response within 15 minutes during our normal business hours. If approved for a loan, PeopleFirst will send you, via first class mail, a loan agreement with your no-obligation Blank Check® attached. Use the Blank Check® as you would your own personal check. The no-obligation Blank Check® is valid for any amount between $7,500 ($10,000.01 in Arizona) and your approved loan amount. This flexibility gives you the negotiating power of a cash buyer. After you purchase/refinance your vehicle with your Blank Check®, your loan will begin and you will receive a "welcome package" from PeopleFirst.

Blank Check® is a registered trademark of PeopleFirst Finance, LLC.

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